Facts Based on an application form signed and submitted by the Defendant, a personal financing facility known as the Plaintiff’s Personal Financing- for the sum of RM56,000.00, was granted to the Defendant. This facility was granted through the Plaintiff’s Offer Letter dated 16.4.2010 and Facility Agreement dated 20.4.2010. After all the necessary documents, paperwork and forms were processed, a sum of RM56,000.00 was credited into the Defendant’s account on 20.4.2010. The failure of the Defendant to pay her monthly instalments prompted the Plaintiff to issue a Letter of Demand via its solicitor dated 22.4.2011. Another Letter of Demand was issued on 1.11.2013. Receiving no feedback from the Defendant, a Summons and Statement of Claim was filed against the Defendant on 25.6.2014 for the sum of RM114,176.66. The Defendant filed in her Statement of Defence denying any knowledge of the facility, the receipt of the monies and further claimed that her signatures were forged. ...
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